At Denisovich Dentistry, we want you to understand both your dental care and the financial side of treatment before making decisions.

Our team works with many dental insurance companies and can help verify benefits, submit claims, and provide treatment estimates. Because every insurance company offers many different plans and networks, your coverage depends on your specific individual or employer plan.

Are We In Network With Your Dental Insurance?

Denisovich Dentistry participates with selected Cigna and Delta Dental plans.

However, not every plan offered by Cigna or Delta Dental uses the same provider network. Having insurance through one of these companies does not automatically mean that Denisovich Dentistry is in network with your specific plan.

We also work with patients who have many other dental insurance plans, including plans offered by Aetna, Ameritas, Assurant, Blue Cross Blue Shield, MetLife, UnitedHealthcare, and others. Depending on your specific plan, we may be considered an out of network provider while still being able to submit insurance claims on your behalf.

The easiest way to know your network status

Call our office at 704 837 7701 and provide us with your current dental insurance information.

Our team can verify the information available from your insurance company and tell you whether our office appears to be in network or out of network with your specific plan.

Insurance verification is based on information provided by the insurance company and is not a guarantee of payment or coverage.

In Network and Out of Network Are Not the Same as “Accepting Insurance”

This distinction is important.

An office may be able to submit claims to your dental insurance company even when the office is not contracted as an in network provider for your particular plan.

Before treatment, we want you to understand:

• Whether your specific plan is in network or out of network with our office

• The treatment recommended by Dr. Denisovich

• The estimated fee for treatment

• The estimated amount your insurance may pay

• Your estimated financial responsibility

We believe clear communication before treatment helps patients make informed decisions about their dental health.

How Dental Insurance Benefits Work

Dental insurance is designed to help with the cost of dental care, but every plan is different.

Benefits may vary based on factors such as:

• Deductibles

• Annual maximum benefits

• Waiting periods

• Frequency limitations

• Covered and noncovered procedures

• Alternate benefit provisions

• Previous or pending claims

• Treatment received at another dental office

• Coordination with another insurance plan

For this reason, an insurance estimate is always an estimate rather than a guarantee of what the insurance company will ultimately pay.

The insurance company makes the final determination of benefits after a claim is processed.

We Help You Understand Your Benefits

When possible, our team will verify your dental insurance benefits before treatment.

For larger treatment plans, we can also submit a pretreatment estimate to your insurance company when appropriate.

We will provide you with the information available to us so that you can make an informed decision about your care.

However, insurance verification and pretreatment estimates do not guarantee payment by the insurance company. Your final insurance benefit may differ from the original estimate.

Your Treatment Decisions Should Be Based on Your Health

Dr. Denisovich will recommend treatment based on your oral health, diagnosis, long term prognosis, and individual goals.

Your insurance benefits are an important financial consideration, but insurance coverage does not determine which treatment is clinically best for you.

We will explain your treatment options and estimated costs so that you can decide what is right for your health.

What If My Dentist Is Out of Network?

Many dental insurance plans provide some level of out of network benefits.

If Denisovich Dentistry is out of network with your specific plan, our team can explain how your plan appears to work and, when permitted by the plan, submit your claim electronically as a courtesy.

Out of network benefits can differ significantly between plans, so we recommend confirming your specific benefits before treatment.

What Will I Pay?

Before treatment, we will provide an estimate of your expected portion based on the information available from your insurance company at that time.

Your final responsibility may change after the insurance company processes the claim.

Patients are responsible for amounts properly due after insurance processing, including applicable deductibles, coinsurance, noncovered services, limitations, and out of network differences.

If something unexpected occurs with your insurance claim, our team will help review the explanation of benefits and explain how the balance was calculated.